KAVACH Mediclaim

KAVACH Mediclaim


Another feather in the cap for the Asian Countries Chamber of Hospitality Industry is “KAVACH”. After the research and handwork of more than 12 years Special Insurance scheme has been launched, especially designed policy for all the employees working in the Hospitality Industry across the Country.

The Hospitality sector has always been ignored and we have seen employees dying unattended due to lack of money to avail medical facilities, but the situation has changed now and the Hospitality Industry will see much more secured days in terms of their health & Insurance.

It is the first step ever taken in the history of the Hospitality Industry here in India and only people who belong to our Industry will get this special benefit.  ACOHI Platform is the only source from which this benefit could be taken and we feel extremely elated that we could finally bring this benefit to our people which is history in itself, may almighty give us more strength to do more for our Industry and people who have been deprived of many benefits and facilities as Hospitality Industry Employees said Hon. Dr.  Sanee Awsarmmel – Asian Chairman & BOG Chief – ACOHI. 

This Policy is so special that it covers many things which are completely unheard of and given first time for our Hospitality Industry.
  • Only for Hospitality Experts & Employees
  • Low Cost
  • Complete Cashless with network of top Hospitals across India
  • For complete family on Floater Basis ( Self + Wife + 2 Children )
  • Major star hospitals covered across India
  • Covered from Day one usually other Mediclaim Policies have waiting period for 2 to 4 years and above
  • Pre – Existing Diseases covered from day one ( Pre Existing Diseases are never covered in other schemes and policy )
  • Day Care Treatment Covered
  • OPD Treatment Covered
  • Room Rent 1.5 % & ICU Charges – 2.5% ( Better Room Rent facility ensuring comfort  for our people, we have made arrangements that our Hospitality Employee will never sleep in General ward he/she will always get triple or double occupancy room based on his policy benefits )
  • Alternative Therapy – Ayurveda, Homeopathy, Unani, Naturopathy Covered
  • Maternity Covered  ( Maternity is never covered in regular policy, in order get this policy you need to pay heavy amount to Insurer Company where as it is covered with us  )
  • New Born Baby from day one Covered ( Never covered in other policies )
  • 1 Month Prior and 3 Months Post Medicines Covered which patient takes at home.
  • AIDS Covered ( Very Rare Benefit Covered ) ( T & C applied )
  • Burns Covered ( Generally Burns are never part of regular policy which is available with us as Hospitality Industry people are more prone to it working in various kitchens formats )
  • Advance Operation Mechanisms CyberknifeRobotic Surgery Covered ( Generally this option is never part of any Standard Policy which is available with us as special benefit )
  • Ambulance Charges Covered
  • Available Across India
  • No Co Payment from Employee
  • No Co Payment from Spouse
  • No Co Payment from Children’s

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